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Investment options in the MFS 529 plan
With an MFS 529 Savings Plan, you have a variety of investment choices plus three investment paths to take.

1. Age-based investment option

Your financial advisor can help you choose the right investment options for you when you're ready to open an MFS 529 Savings Plan.

MFS makes it easy for you to follow the disciplined diversification® strategy of ADR - allocate, diversify and rebalance. This proven strategy has helped thousands of investors pursue their long-term goals at a risk level they find comfortable. Our age-based investment option and built-in allocation portfolios offer automatic ADR. You can also build a well-diversified portfolio with the customized approach.

2. Built-in allocation approach

Offers you an easy way to follow a disciplined diversification investment approach by choosing the appropriate MFS Asset Allocation fund. These built-in allocation strategies automatically allocate, diversify, and rebalance.

3. Customized approach

Design a portfolio from a diversified list of 19 MFS mutual funds.





*Although the fund seeks to preserve the value of your investment at $1.00 per share, it may not achieve its objective, and you could lose money on your investment in the fund. A major increase in interest rates or a decline in the credit quality of an issuer or entity providing credit support, an inactive trading market for money market instruments, or adverse market, economic, political, regulatory, geopolitical, or other conditions could cause the fund's share price to decrease to below $1.00
Funds are listed relative to one another within the MFS funds and are not meant to be compared with other portfolios or other types of investments. The three major factors taken into account when listing the portfolios from less aggressive to more aggressive are historical volatility, types of securities in the fund, and diversification permitted within the fund. See the prospectus for detailed explanations and each fund’s objective, policies, strategies, permitted investments, and risks.

KEEP IN MIND that that all investments, including mutual funds, carry a certain amount of risk, including the possible loss of the principal amount invested.

The principal value of the fund options are not guaranteed at any time.

Each 529 investment option invests in a single MFS mutual fund

The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, please consult an investment professional.

Diversification does not guarantee profit or protect against a loss.

The MFS® Savings Plan is a flexible college investing plan sponsored by the state of Oregon, acting by and through the Oregon 529 Savings Board and is part of the Oregon 529 Savings Network. MFS Fund Distributors, Inc. is the Program Manager. MFS 529 Savings Plan accounts are considered municipal fund securities.

Depending on your state of residence and the state of residence of the beneficiary, an investment in the MFS 529 Savings Plan may not afford you or your beneficiary state tax benefits or other benefits only available for investments in such state's qualified tuition program. See your tax advisor to be sure you understand the tax issues related to a 529 plan. Withdrawals of earnings not used to pay for qualified higher education expenses are subject to an additional 10% federal tax penalty. State taxes may also apply.

There is a $25 annual account fee associated with the MFS 529 Savings Plan. This annual fee is waived for Oregon residents and for those accounts with assets of $25,000 or more. Investments in 529 plans involve investment risks. You should consider your financial needs, goals, and risk tolerance prior to investing.

Before investing in the MFS 529 Savings Plan, consider the investment objectives, risks, charges, and expenses. For a prospectus or summary prospectus containing this and other information, as well as a Participant Agreement and Disclosure Statement and Expense Supplement, contact MFS or view online at mfs.com. Read it carefully.

MFS does not provide legal, tax, or accounting advice. Individuals should not use or rely upon the information provided herein without first consulting with their tax or legal professional about their particular circumstances. Any statement contained in this communication (or elsewhere on this web site) concerning U.S. tax matters was not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code. This communication was written to support the promotion or marketing of the transaction(s) or matter(s) addressed.
©2016 MFS Investment Management®. MFS® registered investment products are offered through MFS Fund Distributors, Inc., 111 Huntington Avenue, Boston, MA 02199-7632.