TIME IS AN ASSET

Events and education to help women own their financial future

Unique Financial Challenges for Women

Our mission is to bring financial awareness to women, help you understand the unique challenges that you may face throughout your life and how to navigate them. This site provides tools and resources to help you ask the right questions, understand finances and manage yours successfully.

Millennial Female Finances? Time To Own Them

Millennial women have achieved so much – from better careers to broader opportunities. But they also have to plan their futures carefully, since their generation and gender have unique life event finances.

Making Social Security Work For Your Retirement

As women, we have very unique financial concerns in retirement. What we know about Social Security and how we claim our benefits could help us address some of these concerns.

A Time for You: Be Financially Savvy at Any Age
Know what financial matters come up at each lifestage and gain the confidence to manage them successfully.
Early Life: What Are Your Financial Firsts
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If you start your working life out with good financial habits, like saving early and taking advantage of benefits, you'll put your future self on stronger financial footing.

Middle Life: Trying to Have it All
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With so many concerns to juggle mid-life, know how marriage, kids and caregiving can impact your finances so you can plan well and stay on solid ground.

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Later Life: How Can You Finesse Your Finances?
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Even in later life, there are actions you can take to keep your finances strong and your lifestyle secure – and it's ok to ask for help when you need it.

Boost Your Retirement Readiness
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With so many factors at play in your retirement security, from how much you save to when you take Social Security, be sure you understand their impact and how to navigate to your own comfortable future.

A Time For Care: Connecting Caregiving to Finances
Learn how proactive planning and critical conversations can help you care for both your finances and loved ones.
When Women Are Called On as Caregivers
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Women could be called on as caregivers in many ways and at different life stages, so it's important to know what those might be.

For Women, Caregiving Has Financial Consequences
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Caregiving, whether for children or other family members, has financial consequences that women need to consider.

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How Women Prepare to Care
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There are some effective ways that women can prepare financially to be caregivers, even if the call to care comes as a surprise.

Having the caregiving conversations
Having the Caregiving Conversations
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Part of being a good caregiver is talking to those who will need care and those who might help you give it - so everyone's on the same page with needs and expectation.

Make living costs real for kids
Make Living Costs Real for Kids
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Teaching your kids to make smart money decisions could be good for them and for you as a caregiver, because it helps them become financially independent adult.

Ahead of Your Time: Build Financial Confidence
Empower yourself to ask questions and get help understanding key financial decisions at different points in your life.
lighthouse underneath a bridge
Don't Get Frazzled by Finances
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No one expects you to be a financial expert. What you don't know can only hurt you if you don't ask. Getting answers could boost your confidence.

two women analysts discussing
Take Charge of Transition Points
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Life events and financial decisions go hand in hand. The more you understand the financial implications of life events, the better you can manage around them.

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Be an Open Book
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Conversations with financial advisors must start from a point of trust. Get comfortable asking any question, because the answer could matter a lot to your financial health.

73%
of advised women surveyed
feel that investors who work with an advisor are more likely to meet their long-term financial goals.*
feel that investors who work with an advisor are more likely to meet their long-term financial goals.*

Start the Conversation With an Advisor

Why Work With an Advisor?

Women's finances are all about taking control and having choices. Why not work with an expert who can help make that possible?

How Do You Find an Advisor?

It’s a matter of what, where and how. There are several organizations that can help get you started. Check the links below.


Nothing herein is intended to serve as a recommendation or endorsement of any particular accrediting organization or investment adviser. Investment advisers and other parties with which MFS has a business relationship are responsible for any obligations that they may have to disclose such relationship.

MFS is not responsible for, and does not expressly or implicitly control or endorse the content of, advertisements, products, advice, opinions, recommendations or other materials on or available from other pages or any website owned or operated by a third party. MFS has not been involved in the preparation of the content supplied at these unaffiliated websites and does not guarantee or assume any responsibility for their content.

*About the survey
MFS Investment Management reexamined the research behind its Heritage Planning program by conducting a study among individual investors in the United States. The sample totaled 1,016 respondents, broken out as follows: 174 Gen Y investors, 181 Gen X investors, 513 Baby Boomer investors and 148 Silent Generation investors. To qualify, individual investors must have $50K or more in household income, own at least one mutual fund, have at least 1% of their assets under advisement (i.e., using a financial advisor), and make or share in the financial decision making for their household. The survey was conducted from September 24 – October 10, 2018. MFS was not identified as the sponsor of the survey.

Note: Gen Y refers to investors ages 23 to 37. Gen X refers to investors ages of 38-53. Boomers refers to investors ages of 54-72. The Silent Generation refers to investors ages 73 to 90.